Speak With Janice
FL: 727-303-3181
GA: 404-309-8764

Apply For Medicare

The below information will help you with the next steps to take whether you are currently receiving Social Security benefits or you are not yet drawing benefits.

Not Drawing Social Security Benefits?

1. If you are new to Medicare and not drawing Social Security Benefits, 3 months prior to your eligibility date, YOU MUST SIGN UP either online at www.socialsecurity.gov, in person at your local Social Security office, or by calling Social Security at 1-800-772-1213. (You have a 7 month window to do so; 3 months prior to your effective date, during your eligibility month and 3 months after your effective date).

2. The average Medicare Part B premium is $104.90* for 2015 and could increase every year by approximately 5%. For the last couple of years, it did not increase.

3. Choosing a Medicare Option (Medicare Supplement, Medicare Advantage Plan, Prescription Drug Plan) is easy once you receive your Medicare card, call us at 727-303-3181 for your free needs analysis which includes:

  • Checking your doctors to see which Medicare plans they take
  • Checking your medications to ensure they are covered
  • Checking to see which extra benefits are most important to you
  • Checking to see which plan will best fit your budget

4. We’ll take it from there and schedule a personal session with you to discuss our findings, narrow down a plan that’s best for you, and thirdly, get you enrolled.

5. Once you’re enrolled, that’s it; you have us as your advocates for the long haul. We periodically check in with you to ensure your continued satisfaction. Annually, we check to see that your current plan is still a good fit for you; if not, we present other options that may be better suited as your needs and/or current plan may have changed.

Already Receiving Social Security Benefits?

1. If you are new to Medicare, you will receive your Medicare card automatically.

2. Turning 65? – If you are already drawing Social Security Benefits, your Medicare card will automatically be mailed to you approximately 3 months prior to your birth month.

3. On Disability? – Your Medicare card will be mailed to you automatically approximately 3 months prior to your eligibility date. (Eligibility date begins after 24 months of drawing disability benefits)

4. The average Medicare Part B premium is $104.90* for 2015 and could increase every year by approximately 5%. For the last couple of years, it did not increase.

5. Once you receive your Medicare card, or notification your Medicare is approved, you have the same 7 month window (3 months prior to your birth/eligibility month, the month of your birth/eligibility, or 3 months after your birth/eligibility month) to sign up for a health plan.

6. Choosing a Medicare Option (Medicare Supplement, Medicare Advantage Plan, Prescription Drug Plan) Call us at 727-303-3181 for your FREE needs analysis which includes:

  • Checking your doctors to see which Medicare plans they take
  • Checking your medications to ensure they are covered
  • Checking to see which extra benefits are most important to you
  • Checking to see which plan will best fit your budget

7. We’ll take it from there and schedule a personal session with you to discuss our findings, narrow down a plan that’s best for you, and thirdly, get you enrolled.

8. Once you’re enrolled, that’s it; you have us as your advocates for the long haul. We periodically check in with you to ensure your continued satisfaction. Annually, we check to see that your current plan is still a good fit for you; if not, we present other options that may be better suited as your needs and/or current plan may have changed.

Note: If you are already on Medicare, call us today (727-303-3181) for any questions you may have and/or if you are unhappy with your plan.

*If your income is above a certain average limit, your Medicare Part B Premium will be higher. Please check with Social Security directly.